There are many companies that provide credit solutions. And there are many options available, from simply clearing up your credit report to complete debt consolidation services. Depending on how bad your credit is, you may only need to do minor fixing. Be wary of companies that tell you to tear up ALL your credit cards. Credit cards are needed to build credit, shop online and many other essential uses. Having too many credit cards is when the problems arise.

Below is a listing of popular resources that can get you started on fixing your credit. Most offer free services or free service trials.

TrueCredit
TrueCredit provides free credit resources and assistance. For the first time, you can get all three of these items online - for free! Get a free online Credit Report, free online Credit Score, and a free Debt and Income Analysis that examines your personal borrowing power. You'll also get a 30-day trial of Credit Monitoring with weekly fraud-watch emails to keep you informed about your credit and protected against fraud. These combined services give you everything you need to get your credit back on track.

DebtSaviors
DebtSaviors is a corporation that is dedicated to assisting debtors by providing practical and affordable assistance and debt reduction alternatives. Our resources are available to consumers regardless of past credit history. Our mission is to educate as many Americans as possible about the burdensome effects of carrying excessive debt and to encourage consumers to control their debt instead of allowing it to control them.

DebtSaviors is a Complete Credit Management company that works to improve the credit rating and protect the credit identity of individuals and small business. The Company is dedicated to providing comprehensive, convenient, and affordable solutions through online credit analysis, enhancement and protection.

iDebtHelp
iDebtHelp has been helping consumers resolve their debt concerns since 1995. Its top executives have over 50 years of debt counseling, accounting, financial planning, and legal experience, combined. It has developed the most unique and effective menu of programs in the industry. Through its programs, our consumers have in total reduced the balance of their debt by over $10 million. Unlike most other companies in the industry, these programs are designed for the primary benefit of the consumer, not the creditor. Despite this emphasis, some of the largest creditors in the country now realize the importance of these programs and refer their clients to help them avoid bankruptcy.

FreeDebtConsolidation
FreeDebtConsolidation can help you reduce your monthly payments by 50%. Thier debt management program is one of the safest and easiest way for consumers to become debt free. They work exclusively with approved non-profit credit counseling agencies to secure you the best possible interest rates, and lowest monthly payments possible. Their credit counseling companies currently help over 1 million consumers repay their unsecured debt, while saving thousands of dollars in unnecessary interest fees.

"No Fee" Debt consultation. Through a unique negotiation and settlement procedure, they can effectively lower your monthly loan payment by 40% to 60%. Save money on new auto loan financing by improving your credit.

Myvesta
Myvesta is an innovative organization, wholly dedicated to helping people find lifelong solutions to their money issues. Our assistance comes from the heart. We understand the stress and frustration that even simple money issues can cause.

Credit Repair Kit
Give Yourself Credit details the truth about credit and the best countermeasures available to recover credit worthiness. The information in this guide represents over 10 years of research and experience in the field of credit improvement. The authors of this guide have witnessed the deletion of over 50,000 negative credit items using the methods described. Priced at only $39.95 this kit is the best value on the web today.